Financial Advisors Kitchener, Waterloo, Cambridge, Toronto and South Western Ontario CLIENT LOGINCALL 519.886.4445
Market Commentary & Insights

Market Commentary & Insights

Monday, April 15, 2019| Blog

I’m writing today about historical rates of return and how we perceive them. Let’s take a fictitious person Jean – who in late October tells her friend Wendy that she reviewed her Q3 statement and the 5-year return was 9.12%. Wendy is impressed, she doesn’t get a quarterly statement, only semi-annual, and tells Jean she...

Read More
Thursday, April 11, 2019| Market Commentary

(April 2019) What a difference three months make After a near bear market in the final three months of 2018, we have experienced a sharp reversal in global equities during the first quarter of 2019. The stage seems to be set for this year’s rally, with hints to a resolution in the U.S. and Chinese trade...

Read More
Monday, January 21, 2019| Economic Review

The above phrase, used by Philip Petursson, Chief Investment Strategist for Manulife Investments, following the Economic Club of Canada’s annual breakfast meeting, sums up the 2019 economic view. 2018 turned negative despite positive prevailing economic factors such as a strong job market, positive global GDP and stable inflation. Canada’s population growth in 2018 of approximately...

Read More
Thursday, January 10, 2019| Market Commentary

(Jan 2019) It was a challenging year for market returns and global economic growth. 2018 was the weakest year for global markets since the great financial crisis in 2008. Markets were dragged down substantially in the final three months of the year due to higher interest rates, a slowing global economy, U.S. government shutdown and...

Read More
Tuesday, December 18, 2018| Market Commentary

As 2018 has drawn to a close, it’s natural to reflect on the year’s challenges—in both the equity and fixed income markets around the world. Market volatility has materially increased during the past couple of months as investors digest the impact of rising interest rates, trade tensions between the world’s two largest economies, and political...

Read More
Monday, December 3, 2018| Blog

With the holiday season upon, if you’re anything like me your spending is about to go through the roof. From Christmas presents to dinners with family and friends to holiday parties and everything in between now is the time of year your wallet gets a little bit lighter. Once you realize just how much money...

Read More
Monday, December 3, 2018| Blog, Financial Planning

At the time of writing this article, it was Financial Planning Week in Canada. In fact, this was the tenth anniversary. Launched in 2009, Financial planning Week is part of the greater effort of Financial Literacy Month in raising awareness that financial planning is fundamental to the well-being of all Canadians, young and old. The...

Read More
Thursday, October 11, 2018| Market Commentary

Challenges in the quarter There was a lot to digest over the past three months including NAFTA negotiations, trade tensions between the world’s two largest economies and geopolitical concerns relating to Emerging Markets. Investors were swayed by the 4 T’s – Tariffs, Trade, Turkey and Trump which provided headwinds for most global markets except for...

Read More
Thursday, October 4, 2018| Blog

I’ve been watching closely to see how the markets have been reacting to the various issues facing the world as of late. The larger ones that come to mind would be Trump and trade, Brexit and interest rate increases. As I dig into the major exchanges around the world it is clear they are divided....

Read More
Thursday, August 2, 2018| Tax

Much has been written about the potential pitfalls for US citizens or US “residents for tax purposes” relating to their requirement to follow tax rules in both Canada and the US. This article should not be confused with Canadian residents and their requirement to report worldwide income in case they have US assets or income...

Read More