Financial Advisors Kitchener, Waterloo, Cambridge, Toronto and South Western Ontario CLIENT LOGINCALL 519.886.4445
Market Commentary & Insights

Market Commentary & Insights

Friday, August 28, 2015| Tax

Earlier this year on April 21st, 2015, the federal budget included a number of tax changes that many Canadians are not aware of yet. Some of the changes are significant enough that I thought it would be important to attach an article from well known tax and estate planning expert Jamie Golombek. Please take the...

Read More
Monday, June 29, 2015| Charities

I intended to start a blog highlighting a planned expedition this fall to Everest Base Camp, with an industry based group looking to raise awareness (and donations) for the Amani School in Tanzania, www.amanikids.org/educating-children. If you are not aware of the school, it has had tremendous success rescuing children living on the streets and providing...

Read More
Wednesday, April 8, 2015| Investments & Finances

Sometimes tax opportunities can be more advantageous at certain points of one’s career.  Take for instance the year you are retiring (if you have not already).  Often we will see people with a substantially higher income relative to what they will claim in retirement, paving the way for the career ending RSP contribution that can...

Read More
Monday, January 5, 2015| Economic Forecast

This year started by attending the Economic Outlook sponsored by The Economic Club of Canada. It was the same illustrious group, comprised of chief economists from each of the major banks plus a European representative.  It’s a noble but frustrating exercise on their part, I am sure, for no sooner does an economist lay out...

Read More
Wednesday, November 5, 2014| Investments & Finances

I recently sat down with a few of my client’s teenage children. The main intent was simply to stimulate their thinking about money.  My goal was to impart the significance of saving for their futures but more importantly the difference between starting right away vs. waiting to begin. The following numbers drove home my message:...

Read More
Wednesday, November 5, 2014| Sample

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s. Lorem Ipsum is simply dummy text of the printing...

Read More
Wednesday, November 5, 2014| Sample

Reading is not only informed by what’s going on with us at that moment, but also governed by how our eyes and brains work to process information. What you see and what you’re experiencing as you read these words is quite different.Jason Santa MariaLorem Ipsum is simply dummy text of the printing and typesetting industry....

Read More
Tuesday, September 16, 2014| Investments & Finances

Over the years you have worked hard to make sure that you will accumulate enough savings and investments to provide you with the retirement you’ve always dreamed of. There is a risk that has nothing to do with investments or today’s market performance that you need to make sure doesn’t affect your financial plan. What...

Read More
Friday, September 5, 2014| Market Commentary

“Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria”. Sir John Templeton Templeton’s quote has been at the bottom of my emails for several years now and as I was considering article content it caught my attention.  I wanted to write a piece providing market perspective for September...

Read More
Friday, September 5, 2014| Investments & Finances

We are now in the 6th year of the TFSA, and most Canadians have a total of $31,000 of deposit eligibility.  If you have a spouse together you have $62,000 of room, with another $11,000 coming in January.  Still few Canadians are maximizing the opportunity that has presented itself with the TFSA.  As a reminder...

Read More