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About Us

We believe in putting people before profit

Our KLS / Manulife Securities Incorporated team is made up of seasoned and knowledgeable advisors and support staff who are always focused on providing clients with the best service and expertise. Read our team member biographies below to learn more about who we are and what we offer you.


Our Principles

Every member of the KLS/Manulife Securities Incorporated team is principled. We have core values that we live every day at work. The following are five key values that guide us:

  • Apply our decades of experience
  • Forward-looking
  • Stay focused on providing you with the right solutions
  • Be approachable, open and relatable
  • Always innovate

RAJEEV KUDSIA, CFP, BSc Hons Photo
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RAJEEV KUDSIA, CFP, BSc Hons

OWNER, SENIOR FINANCIAL ADVISOR

RAJEEV KUDSIA, CFP, BSc Hons

OWNER, LIFE INSURANCE ADVISOR, KUDSIA LEITH SANCHEZ INC.
SENIOR FINANCIAL ADVISOR, MANULIFE SECURITIES INCORPORATED 

     

Email Rajeev
Call 519-886-4445
Fax 855-564-4525 


Providing clients with peace of mind has been Rajeev’s focus since he launched his career in 1995. “I feel a huge amount of satisfaction when my clients are thankful for the confidence, comfort and peace of mind they gain from working with me,” Rajeev says. Clients feel confident because Rajeev follows a well-defined process that outlines what clients can expect at the beginning and a flexible path to realize their goals in the future. A people person by nature, Rajeev develops strong relationships with clients and ensures he fully understands how they feel about their finances. “I’ve had clients say that they are so happy I ask them about what really matters to them,” Rajeev reveals.

Rajeev went to work in financial services with a large national firm right after graduating from the University of Western Ontario. Six years later in 2001, he developed his own practice and joined together to form KLS in 2008. Rajeev earned his Certified Financial Planner (CFP) designation in 2008, garnering national recognition by placing second overall in Canada on the CFP exam. This outstanding accomplishment was highlighted in the Globe and Mail. Highly regarded for his knowledge and experience, Rajeev has been interviewed by CTV News, quoted in the KW Record and featured in Exchange Magazine.

A devoted dad, Rajeev is able to combine his dedication to fatherhood with another passion – baseball – by coaching his sons’ rep baseball teams in Waterloo. An outstanding player in his own right, Rajeev played for the Kitchener Panthers in the Senior Inter-County Baseball League and still plays recreationally. He is also training for a master’s level sprinting competition. Rajeev is a talented musician and is the front man of a local rock band. Rajeev and his wife Suzy have been happily married for nearly 20 years and are the proud parents of Damian and Evan.

About the CFP® Mark

Certified Financial Planner® certification is the industry gold standard in financial planning. CFP professionals are the largest identifiable body of licensed financial planners in Canada with over 17,500 individuals meeting the strict standards to attain this designation.
However, since financial planning is not regulated in most Canadian provinces, anyone can call themselves a “financial planner”; but not everyone who refers to themselves as a planner is indeed qualified. In the absence of government regulation, Canadians seeking competent and ethical financial planning services should look for the CFP mark. CFP certification provides assurance that the planner is committed to internationally-recognized professional standards of competence, ethics and practice as set and enforced in Canada by FPSC.


These requirements include:

  • completion of a thorough education in financial planning;
  • successful completion of rigorous standardized examinations;
  • financial planning-related work experience; and,
  • an ethical commitment to put the client’s interest first.

CFP professionals are also held to ongoing rigorous standards through FPSC’s continuing education requirements and enforcement processes.
International recognition
CFP certification is the only internationally recognized financial planning designation. There are currently organizations in 23 countries awarding CFP certification.


CAM LEITH, CFP, CEA Photo
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CAM LEITH, CFP, CEA

OWNER, SENIOR FINANCIAL ADVISOR

CAM LEITH, CFP, CEA

Owner, Life Insurance Advisor, Kudsia Leith Sanchez Inc.
Senior Financial Advisor,  Manulife Securities Incorporated

             

Email Cameron
Call 519-886-4445
Fax 855-564-4525 



A seasoned advisor, expert financial planner and great listener, Cam began his career in 1984. Cam is highly regarded for ensuring clients feel comfortable, informed and having a clear understanding of their objectives and how to achieve them. “In the planning process, I like to listen very carefully, provide useful education and build a plan that will positively impact my clients’ lives,” says Cam.

Before becoming an owner at KLS in 2008, Cam spent nearly 25 years in various roles in financial services, including branch manager, vice president and compliance officer with a leading firm. Cam has always found working directly with clients most rewarding and chose to focus on that exclusively since 2002. A graduate of Laurier University, Cam also holds a Certified Financial Planner (CFP) designation and has committed to continuous education throughout his career.

When he’s not in the office, Cam is most at home in the great outdoors, having grown up on a farm. He loves to garden, fix just about anything and create, including artisanal works such as furniture. Cam has hiked the back-country of the Sierra Mountains more than a dozen times over the last 20 years. Community spirited, he also lent his hands on the ground in Nepal to help the country rebuild following a devastating earthquake. Cam and his wife of 34 years, Juli, are proud parents to their singer/songwriter son, Taylor.

About the CFP® Mark

Certified Financial Planner® certification is the industry gold standard in financial planning. CFP professionals are the largest identifiable body of licensed financial planners in Canada with over 17,500 individuals meeting the strict standards to attain this designation.
However, since financial planning is not regulated in most Canadian provinces, anyone can call themselves a “financial planner”; but not everyone who refers to themselves as a planner is indeed qualified. In the absence of government regulation, Canadians seeking competent and ethical financial planning services should look for the CFP mark. CFP certification provides assurance that the planner is committed to internationally-recognized professional standards of competence, ethics and practice as set and enforced in Canada by FPSC.


These requirements include:

  • completion of a thorough education in financial planning;
  • successful completion of rigorous standardized examinations;
  • financial planning-related work experience; and,
  • an ethical commitment to put the client’s interest first.

CFP professionals are also held to ongoing rigorous standards through FPSC’s continuing education requirements and enforcement processes.
International recognition
CFP certification is the only internationally recognized financial planning designation. There are currently organizations in 23 countries awarding CFP certification.


PACO SANCHEZ, BA Economics Photo
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PACO SANCHEZ, BA Economics

OWNER, SENIOR FINANCIAL ADVISOR

PACO SANCHEZ, BA Economics

Owner, Life Insurance Advisor,  Kudsia Leith Sanchez Inc.
Senior Financial Advisor, Manulife Securities Incorporated


Email Paco
Call 519-886-4445
Fax 855-564-4525 



Since the beginning of his career in 1997, Paco has always made his clients’ peace of mind and financial future his top priority. Paco’s extensive experience and warm, down to earth personality offers his clients convenience, consistency, stable results and incredible customer service. “I love what I do,” Paco says. “I love the rapport I have with my clients and sharing my knowledge with them, so they can have a clear financial roadmap for today and the future.”

Before joining KLS in 2008, Paco was an expert financial advisor with a leading firm and later ran a successful individual practice. He earned a five-year degree in Economics from the University of Waterloo, specializing in Finance. He completed several co-op placements in Finance, which he notes groomed him for his career.

Paco is a devoted family man and together with his wife Christine, has two lovely young daughters, Lauren and Katherine. Born in Spain, Paco moved to Kitchener-Waterloo with his family as a young child and is fluent in Spanish. Paco has a passion for golf and enjoys playing with family, friends and clients.


KAMAL KIMATRAI Photo
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KAMAL KIMATRAI

FINANCIAL ADVISOR

KAMAL KIMATRAI

Financial Advisor, Manulife Securities Investment Services Inc.

Email Kamal
Call 519-886-1143
Fax 855-500-5260 



Kamal has worked for over 40 years with clients in various capacities as a Major Account Executive, Business Analyst and Financial Advisor.

He likes to follow the basic principle of an old adage, a dollar saved is a dollar earned. He believes it is important to teach clients to save first then look at investments. His philosophy is to only recommend ideas to clients that are suitable for them.

Kamal is passionate about sports, especially tennis and golf.


RENEE LEDWINKA Photo
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RENEE LEDWINKA

EXECUTIVE ASSISTANT TO RAJEEV KUDSIA

RENEE LEDWINKA

Executive Assistant to Rajeev Kudsia

Email Renee
Call 519-886-4445 ext 223
Fax 855-564-4525 



After nearly 24 years working in the field of law, Renee sought a career change. “I wanted an opportunity to continue to serve and help people which the partners and staff at KLS put first,” Renee says. Renee has been working with Rajeev and his clients since 2015. She takes pride in forming strong relationships with clients and is highly regarded for being hands-on, efficient and friendly.

At just 18, after completing an Office Administration diploma, Renee started working in a law firm in Pembroke. A few years later, she moved to Kitchener and began what would turn into nearly 20 years working with the same lawyer. Renee excelled at the law firm and eventually became the firm’s office manager.

Renee loves reading books on anthropology and ancient Middle Eastern history. She went on a fantastic tour of Egypt in 2002 and hopes to do more travelling to that area of the world in the future.


ANNE BEATTIE Photo
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ANNE BEATTIE

EXECUTIVE ASSISTANT TO CAM LEITH

ANNE BEATTIE

Executive Assistant to Cam Leith

Email Anne
Call 519-886-4445 ext 227
Fax 855-564-4525 



Anne began her esteemed career in financial services in 1994 and has worked with KLS co-owner Cam Leith since 2001. “My approach with our clients is to provide the highest degree of personal and professional service,” Anne says. “I truly enjoy working with our clients to ensure they are happy with our firm and are satisfied their questions or challenges are acted upon quickly and efficiently.”

A natural problem solver who excels at administration, Anne earned Canadian Securities registration in 1994 and 2010. She has worked for many firms, including on Bay Street in Toronto. Anne is passionate about financial services and hopes she is, “the first person Cam’s clients think of” when they need help.

In her spare time, Anne plays competitive billiards, loving the strategic elements of the game. She has competed in numerous tournaments and won a place to compete in the National Championships in Las Vegas for doubles.


DEBB HOLBORN Photo
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DEBB HOLBORN

EXECUTIVE ASSISTANT TO PACO SANCHEZ

DEBB HOLBORN

Executive Assistant to Paco Sanchez

Email Debb
Call 519-886-4445 ext 221
Fax 855-564-4525 



Debb began working in financial services at an early age, while still in high school. Right after graduating from college, she started in her role as Paco’s Executive Assistant in 2005. “I have a strong relationship with Paco’s clients and I enjoy helping them meet their financial goals,” Debb says. She takes pride in customizing how she communicates with each client and her exceptional organizational skills ensures she responds to clients quickly, efficiently and is always happy to help.

Debb is a graduate of the Business Marketing program at Conestoga College. In addition to her financial services expertise, Debb runs a successful photography business. She is the proud mother of four children and in her free time, enjoys camping, fishing and refinishing furniture.


CHRISTINE PARTON Photo
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CHRISTINE PARTON

OFFICE MANAGER

CHRISTINE PARTON

Office Manager

Email Christine
Call 519-886-4445 ext 229
Fax 855-564-4525 



When you walk through the front doors of KLS, Christine is usually the first person you see. Immediately, you feel comfortable and welcomed as Christine greets you with warmth, friendliness and sincerity. Christine previously worked in a financial firm and then joined KLS in 2009 as a Marketing Assistant and moved into her present position of Office Manager in 2011. She runs the office exceptionally well, keeping the KLS team organized and always puts clients’ needs first. Christine also provides professional support to all KLS advisors. Earlier in her career, Christine worked in retail management as a District Area Manager and Store Manager for 25 years.

Always seeking to advance professionally, at age 40, Christine headed back to school on a full-time basis and earned an Accounting and Business Administration Diploma with honours. A devoted mom and grandmother, Christine has three grown children and is the proud grandmother of five children. She is an avid reader and movie aficionado.