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Articles & Insights


What a crazy world we live in Thumbnail

What a crazy world we live in

What a crazy world we live in. For the last number of weeks, we have been jostling around to find our new normal. I still have my surreal moments… on a daily basis.

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Shoot to score Thumbnail

Shoot to score

A goals-based approach targets financial planning to meet objectives throughout life.

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Travel with Caution, Not Fear 2.0 Thumbnail

Travel with Caution, Not Fear 2.0

The title to this year’s economic forecast is…the same as last year. Admittedly, I will fail to earn any creative title credit, but the fact of the matter, there are similarities between 2019 and 2020 with a few exceptions.

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Market Commentary 4th Quarter 2019 Thumbnail

Market Commentary 4th Quarter 2019

What a difference a year makes! We saw quite a turnaround story in 2019 compared with 2018. Despite escalating trade tensions between the United States and China, Brexit uncertainty, and a slowdown in the global economy, the year progressed in an unexpectedly pleasant fashion. In the second half of the year, global markets soaked up additional stimulus from global central banks and a first phase deal between the United States and China to extend the longest bull market in history. By the end of the year, every major asset class was materially positive.

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Commentary Investment Note

As of this past July the current US economic expansion is now the longest since World War II. And while there is little evidence to suggest it is over, we do need to consider that it is closer to its end. Let's be clear, recessions are difficult to predict. But then again, in the context of asset allocation it isn't as black or white as whether we are in a recession or not. There are multiple shades of grey. And we may want to consider how to position during the transition from one to the other.

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From LIRA to LIF to RSP – unlocking funds when the time is right Thumbnail

From LIRA to LIF to RSP – unlocking funds when the time is right

Often, I get questions about the differences between RSP’s and locked in retirement accounts (LIRA’s). While both share very similar properties, they do have some key differences. RSP’s were originally introduced so that people who did not have access to a pension plan at work could effectively use an RSP to create their own pension plan.

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